Pension advice for dentists

Whilst the prospect of retirement may seem a long way off, the sooner you start to plan for it, the greater the chance you have of building up funds to deliver the lifestyle you want later in life.

An effective pension plan will give you financial freedom throughout your retirement but with the ever-changing rules and complexities surrounding dentists’ pensions, it’ll pay to have our expert advice at your disposal.

Although for many dentists, the NHS pension is the main pillar of their retirement funds, we offer holistic advice to make the most of private pension options and saving strategies in order to maximise your financial freedom in retirement.

Specialist dental accountants | DJH Mitten Clarke, previously Morris & Co

We offer specialist dental advice on...

NHS pensions NHS Pensions
Private pensions Private Pensions
Auto Enrolment for dentists Auto Enrolment

NHS pension advice

The NHS Pension Scheme is fantastic in that it provides dental professionals with lifelong income along with added benefits of life cover and financial support for dependants. But despite the benefits, it can be a minefield when it comes to calculating contributions and keeping up with the changing legislation. Luckily, our team of experts have an encyclopaedic knowledge of the scheme and it’s intricacies.


  • We offer our Associate/Performer clients advice on whether or not they have received the correct pension allocation from their Principal/Provider.
  • We advise our Principal/Provider clients on the completion of the Annual Reconciliation Report (ARR).
  • We advise Principal dentists who have incorporated about the implications of incorporation on their allocation of NHS pensions contributions.
  • For higher earning NHS dentists, we calculate their pensions Annual Allowance Charge, advise on the impact of their NHS Pension on this, and advise on ways in which the Annual Allowance Charge may be reduced.
NHS pension advice

Advice on Auto Enrolment

Auto Enrolment requires all dental practices to establish and contribute to a pension scheme for their employees. Our team of expert dental accountants will be able to help if this is the first time you’re employing someone and are setting up your pension scheme from scratch.

We’ll help you understand which of your employees need to be Auto Enrolled, what contributions are required and which pension scheme provider to use as well as managing the scheme going forwards by writing letters, on your behalf, to advise employees about their choices and calculating the employer’s and employees’ contributions each month.

Advice on Auto Enrolment for dentists

Talk to us about your pension and future plans

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